Second Charge

A Second Charge is a mortgage on a property which is in addition to the standard Mortgage (the First Charge).

Similarly to a traditional Mortgage, a Second Charge is a secured loan where your property forms the security.

They are ideal for those looking to raise additional finances to fund an extension, complete home improvements or consolidate debt, particularly where the original mortgage is still within its fixed period and therefore liable for Early Redemption Charges. At Alton Mortgages we work with our reliable, efficient Third Party specialist companies to ensure we meet our client’s requirements.

Please give us a call at Alton Mortgages on Tel 01628 560820, we would be delighted to have a conversation and help provide a solution to meet your requirements.


Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

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