Mortgage rates down, house prices up
As a Maidenhead mortgage broker, we LOVE good news about mortgages, especially when they’ve been few and far between of late. It’s a bit like a prolonged bout of sunshine after a largely wet bank holiday weekend (sound familiar?) – a huge relief! So, when news came in this week that estate agent Savills has predicted that […]
10 top tips on getting mortgage fit and remortgage ready – part 2
As we covered in part 1 of this two-part series, over 1.5 million people need to remortgage this year*. That’s a significant number of people who are likely to be switching from a UK mortgage deal of years gone by, when borrowing was much cheaper and monthly repayments were much smaller. For instance, the average 2-year fixed mortgage deal last month (March) was 5.76 per […]
Mortgage rates are rising (here’s what you can do to get ahead of the game)
As we covered in our last article, there has been a degree of mixed messages over recent weeks when it comes to UK mortgage rates. Some lenders have been putting them up, whilst others have been cutting them down – but it looks like rates may now be on an upwards trend after Santander and HSBC announced […]
Mortgage market mixed messages
If you’re not using a mortgage broker right now, then getting a mortgage must be a minefield. It’s certainly a lot more erratic than it was 15 months ago. Over the last couple of years, we’ve seen products being pulled, rates changing daily and, more recently, rates dropping to more competitive (if not wholly palatable) levels. But wait, things […]
It’s not just the leaves that are falling – mortgage rates are, too
After a few turbulent months, in which mortgage rates have seemingly been rising in line with the Bank of England’s (BoE) base rate, the scales seem to be tipping as mortgage rates begin to fall. A number of fixed rate mortgage rates have now dropped below the five per cent mark for the first time in two months – […]