Spotlight on … the Modern Method of Auction
As a Maidenhead mortgage broker, it’s probably no surprise that we’re asked a lot of mortgage-related questions on a daily basis. However, from this vantage point, it’s very easy to spot new trends, themes and topics of interest, as the volume of questions about them simply increases. And one topic that’s garnering a great deal of interest at […]
How will Renters’ Reform affect buy-to-let mortgages?
Okay, so we might be jumping the gun with this one. After all, whilst Renters’ Reform is set to happen towards the end of this year (or the beginning of 2026), it hasn’t happened yet. However, as a Maidenhead mortgage broker, our view is that it’s better to be prepared as early as possible. Now, if you’re a landlord, […]
Getting a mortgage in 2025
The festive season is a time that really focuses the mind – and it’s really focussed ours. Mainly in the sense that it doesn’t feel that long ago since we last wrote a piece looking ahead to the next year. However, after quite an interesting (and by interesting we mean erratic) year for mortgages, we thought that […]
Getting to grips with the mortgage application process
As a Maidenhead mortgage broker that’s been helping people throughout the UK secure mortgages since 2005, we’ve heard some interesting opinions and perspectives on what exactly a mortgage broker does behind the scenes. Many liken what we do to the dark arts, which is as far from the truth as it gets. So, in order to pull back […]
What does the budget mean for mortgages?
Firstly, it’s worth pointing out that at the time of writing, the Bank of England has cut the base rate of interest from 5 per cent to 4.75 per cent – its lowest level since 2022. As you might expect, this decision is hugely welcomed by our team of Berkshire mortgage brokers. What this means for […]
10 top tips on getting mortgage fit and remortgage ready – part 2
As we covered in part 1 of this two-part series, over 1.5 million people need to remortgage this year*. That’s a significant number of people who are likely to be switching from a UK mortgage deal of years gone by, when borrowing was much cheaper and monthly repayments were much smaller. For instance, the average 2-year fixed mortgage deal last month (March) was 5.76 per […]
Mortgage rates are rising (here’s what you can do to get ahead of the game)
As we covered in our last article, there has been a degree of mixed messages over recent weeks when it comes to UK mortgage rates. Some lenders have been putting them up, whilst others have been cutting them down – but it looks like rates may now be on an upwards trend after Santander and HSBC announced […]
Mortgage market mixed messages
If you’re not using a mortgage broker right now, then getting a mortgage must be a minefield. It’s certainly a lot more erratic than it was 15 months ago. Over the last couple of years, we’ve seen products being pulled, rates changing daily and, more recently, rates dropping to more competitive (if not wholly palatable) levels. But wait, things […]
It’s not just the leaves that are falling – mortgage rates are, too
After a few turbulent months, in which mortgage rates have seemingly been rising in line with the Bank of England’s (BoE) base rate, the scales seem to be tipping as mortgage rates begin to fall. A number of fixed rate mortgage rates have now dropped below the five per cent mark for the first time in two months – […]