10 top tips on getting mortgage fit and remortgage ready – part 1
As the weather begins to finally warm up and summer creeps closer, many of us will be thinking about getting our bodies beach ready in time for the holiday season. However, with over 1.5 million people needing to remortgage in 2024*, getting beach body fit shouldn’t be the only priority over the next couple of […]
What’s next for the UK mortgage market?
It was all looking so good at the start of the year. The positive outcome of the much-touted mortgage wars that opened 2024 wasn’t just the fact that cheap UK mortgage deals seemed to be getting cheaper on a daily basis, but also the fact that consumer confidence began to increase. The UK’s housing market was moving again, the best mortgage deals that […]
Mortgage market mixed messages
If you’re not using a mortgage broker right now, then getting a mortgage must be a minefield. It’s certainly a lot more erratic than it was 15 months ago. Over the last couple of years, we’ve seen products being pulled, rates changing daily and, more recently, rates dropping to more competitive (if not wholly palatable) levels. But wait, things […]
The benefits of equity release (and two alternatives to consider)
Equity release mortgages – or lifetime mortgages, as we’ll be referring to them here – are big at the moment. In fact, data released by the Equity Release Council (the industry voice for equity release in the UK) highlights that over £700m in equity was converted into cash via this type of mortgage in Q3 of 2023 alone. So, what […]
Full steam ahead for first-time buyers?
It’s been tough for first-time buyers of late. And it often is in general, if we’re being honest. After all, a first-time buyer – by their very nature – typically has no property wealth in the form of accrued equity, and they’re often trying to enter the property market with a deposit that just about qualifies them […]